Housing America's Future: New Directions for National Policy

The report examines key issues that together form the basic elements of resilient housing system:

• A responsible, sustainable approach to homeownership that will help ensure that all creditworthy households have access to homeownership and its considerable benefits.

• A reformed system of housing finance in which the private sector plays a far more prominent role in bearing credit risk while promoting a greater diversity of funding sources for mortgage financing. 

• A more targeted approach to providing rental assistance that direcs scare resources to the lowest-income renters while insisting on a high level of performance by housing providers.

• A more comprehensive focus on meeting the housing needs of our nation's seniors that responds to their desire to age in place and recognizes the importance of integrating housing with health care and other services.